Vermont Nonprofit Navigator

Explore the organizations and people that power Vermont's $6.8 billion nonprofit economy.

By Andrea Suozzo of Seven Days

This tool was last updated in 2019. It is no longer being updated with new filings. For more info, contact: nonprofits@sevendaysvt.com.

River Valley Credit Union

Po Box 8366, Brattleboro, VT | Tax-exempt since January 1987

EIN
030196668
Last filing
12/2017
Organization type
501(c)(14)
Mission category
Not reported
Foundation type
All organizations except 501(c)(3)
Nonprofit since
Jan. 1, 1987

Last reported financials:

Revenue
$7,276,482
Assets
$107,155,522
Source: IRS

2017

Expenses

$6,353,030

Salary expenses

$3,304,533

Revenue

$7,276,482

Assets

$107,155,522

Liabilities

$99,064,983

View 990 Submitted 09/19/2018

2016

Expenses

$6,162,924

Salary expenses

$3,036,870

Revenue

$6,579,729

Assets

$95,673,079

Liabilities

$88,505,992

View 990O Submitted 09/20/2017

2015

Expenses

$5,519,296

Salary expenses

$2,887,410

Revenue

$6,201,603

Assets

$90,429,024

Liabilities

$83,678,742

View 990O Submitted 10/06/2016

2014

Expenses

$5,432,715

Salary expenses

$2,781,945

Revenue

$5,853,307

Assets

$84,893,193

Liabilities

$78,825,218

View 990O Submitted 08/21/2015

2013

Expenses

$5,034,271

Salary expenses

$2,545,764

Revenue

$5,529,411

Assets

$73,692,962

Liabilities

$68,045,579

View 990O Submitted 10/09/2014

2012

View 990O Submitted 08/14/2013

2011

View 990O Submitted 10/06/2012

Organizations are required to list board members, key employees and anyone making over $100,000 from this or a related organization.

2017

Name Title Base/Bonus Compensation Benefits and Other Compensation
Jeffrey Morse Ceo/President $215,283 $62,337
Jill Fortier Vp-Cfo $95,448 $18,600
Karen Cedergren Vp-Branch Administration $78,532 $3,044
Ethan Grimes Vp-Mortgage Lending $74,434 $2,760
Kimberly Gouger Vp-Consumer Lending $55,115 $2,036
Nader Hashim Supervisory $0 $0
George Anthes Supervisory $0 $0
Adam Waite Supervisory $0 $0
John Meyer Supervisory $0 $0
James Valente Chair $0 $0
Robin Sweetapple Director $0 $0
Michael Rogers Treasurer $0 $0
Michael Cooney Chairperson $0 $0
Richard Carroll Director $0 $0
Samantha Bovat Director $0 $0
Larry Kraft Secretary $0 $0
James Bedard Director $0 $0
Russell Farrar Director $0 $0
Deborah Carpenter Vice Chair $0 $0

2016

Name Title Base/Bonus Compensation Benefits and Other Compensation
Jeffrey Morse Ceo/President $191,866 $6,855
Jill Fortier Vp-Cfo $88,574 $3,302
Karen Cedergren Vp-Branch Administration $75,662 $2,920
Ethan Grimes Vp-Mortgage Lending $64,835 $2,388
Kimberley Gouger Vp-Consumer Lending $50,103 $1,895
Deborah Carpenter Vice Chair $0 $0
Richard Carroll Director $0 $0
Robin Sweetapple Director $0 $0
John Jamison Supervisory $0 $0
Michael Cooney Chairperson $0 $0
Michael Rogers Treasurer $0 $0
Russell Farrar Director $0 $0
George Athes Supervisory $0 $0
James Valente Chair $0 $0
Larry Kraft Secretary $0 $0
Samantha Bovat Director $0 $0
James Bedard Director $0 $0

2015

Name Title Base/Bonus Compensation Benefits and Other Compensation
Jeffrey Morse Ceo/President $194,218 $6,655
Stephen Duclos Vp-Mortgage Lending $97,813 $3,842
Jill Fortier Vp-Cfo $76,225 $3,015
Karen Cedergren Vp-Branch Administration $73,038 $2,869
Kimberley Gouger Vp-Consumer Lending $39,135 $1,499
John Jamison Supervisory $0 $0
Michael Rogers Treasure $0 $0
James Valente Supervisory $0 $0
Eugene Whitney Supervisory $0 $0
George Athens Supervisory $0 $0
Larry Kraft Director $0 $0
James Bedard Secretary $0 $0
Deborah Carpenter Vice Chair $0 $0
Russell Farrar Director $0 $0
Samantha Bovat Director $0 $0
Richard Carroll Director $0 $0
Michael Cooney Chairperson $0 $0
Robin Sweetapple Director $0 $0

2014

Name Title Base/Bonus Compensation Benefits and Other Compensation
Jeffrey Morse Ceo/President $179,230 $6,360
Stephen Duclos Vp-Mortgage Lending $95,838 $3,695
Karen Cedergren Vp-Branch Administration $72,730 $2,805
Jill Fortier Vp-Cfo $72,652 $2,868
Kimberley Gouger Vp-Consumer Lending $70,981 $2,679
Michael Cooney Chairperson $0 $0
Deborah Carpenter Vice Chair $0 $0
James Bedard Director $0 $0
Larry Kraft Director $0 $0
Samantha Bovat Director $0 $0
Richard Carroll Director $0 $0
Rebecca Edson Director $0 $0
Arthur Snarski Secretary $0 $0
Leslie Morey Director $0 $0
Phillip Crowley Treasurer $0 $0
Russell Farrar Director $0 $0

2013

Name Title Base/Bonus Compensation Benefits and Other Compensation
Jeffrey Morse Ceo $176,353 $6,037
Stephen Duclos Vp-Mortgage Loans $91,947 $3,577
Karen Cedergren Vp-Branch Administration $69,840 $2,725
Jill Fortier Cfo $66,769 $2,670
Kimberley Gouger Vp-Consumer Loans $66,157 $2,553
Phillip Crowley Treasurer $0 $0
Arthur Snarski Secretary $0 $0
Samantha Bovat Director $0 $0
Richard Carroll Director $0 $0
Michael Cooney Chairperson $0 $0
Larry Kraft Director $0 $0
Leslie Morey Director $0 $0
James Bedard Director $0 $0
Russell Farrar Director $0 $0
Rebecca Edson Vp- Business Development $0 $0
Deborah Carpenter Director $0 $0

About this tool

As of May 2018, Vermont’s 6,044 nonprofits reported $6.8 billion in revenue and $13.2 billion in assets in their latest Internal Revenue Service filings. The federal Bureau of Labor Statistics estimates that nearly 18 percent of the state’s workers are employed by 501c3s.

Organizations like ProPublica and Guidestar both offer excellent tools that open up public access to the information contained in IRS 990s, the financial reports nonprofits file annually. But we wanted to be able to dive a little deeper — to see, search, sort and filter the organizations and people that make up Vermont’s nonprofit ecosystem.

So we created this tool. Like dairy? Try searching for the Vermont Cheese Council. How about horses? Check out American Morgan Horse Association or Spring Hill Horse Rescue. You’ll also find the University of Vermont Medical Center, the Committee on Temporary Shelter and Middlebury College.

Then, read Give and Take, our series of stories on Vermont's nonprofit economy.

See something interesting? Want access to this data? Let us know!

About the data

To build a list of Vermont nonprofit organizations, we pulled state listings from the Internal Revenue Service.

Some Vermont nonprofits — about one-third — file digitally. That includes all of the state’s largest nonprofit organizations, like hospitals and colleges, plus many smaller ones. The IRS makes those filings available as XML files for public download, and tools like IRSx make it possible to understand what’s in those data files.

In cases where electronic filings weren’t available, we pulled in PDF versions from ProPublica’s API, so that we could get a better idea of the organizations we were missing.

In all, you’ll find more than 13,500 filings from nonprofit organizations in this database. However, there are some caveats. Not all nonprofits file annual financial reports — those with limited annual revenue, as well as ones that fall into religious, governmental or other exempt categories, are not required to file. And even when organizations file 990s, they don’t always do them right.